Tyre And Alloy Wheel Insurance

Cover the expense of tyre and alloy wheel repair.

Tyre Protection
Replacing a damaged tyre on your vehicle can be costly – in more ways than one. It is particularly annoying and disappointing if that replacement is due to no fault of your own.

Accidental damage is an everyday reality – be it a repair or replacement required to rectify it. Then there’s malicious damage, for which there is no justification but thankfully, thanks to JCT600, there is now a kind of restitution.

Tyre Insurance

• Covers accidental or malicious tyre damage for a maximum of £300 and £450 per tyre (dependent upon the level of cover chosen) up to a maximum of 5 tyres during the period of insurance.
• Includes cost of puncture repairs (but not the cost of roadside assistance)
• Simple claims procedure – through any of the JCT600 centres listed or contact Car Care Plan on 0844 573 8060.

Alloy Wheel Protection
Alloy wheels make your car look great but when they’re damaged, your vehicle not only loses its shine, it also loses value.

As with tyres, accidental damage is an everyday reality – even more so with alloy wheels. Scuffing kerbs when parking, etc. can be extremely annoying but unfortunately can be a regular occurrence.

Alloy Wheel Insurance

Now, you can rest assured that JCT600’s Alloy Wheel repair insurance will help to keep your wheels in good condition by covering the cost of repairs if they are accidentally damaged. It lasts for 3 years and covers accidental damage to alloy wheels fitted to the car at time of purchase.  As a result you can ensure your vehicle continues to look good.

• Covers the cost of repairs of individual alloy wheels up to the value of £100 per repair per claim to an aggregate of £1000 over the 36 month term
• Repairs carried out by specialist mobile repairer Revive so no inconvenience whatsoever
• Simple claims procedure – one telephone call to Car Care Plan on 0844 573 8129.

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Terms and conditions
Tyre Insurance Policy Summary. This document contains some important facts about your Tyre Insurance policy. It is to be regarded as only a summary of cover to help assist you in making an informed purchase decision. When cover is purchased a full policy document will be provided which contains all of the terms and conditions of the policy. Please take time to read the policy document to make sure you understand the cover it provides.
Who is the insurer? This insurance is underwritten by UK General on behalf of Ageas Insurance Limited.
Pays the cost of repairing or replacing damaged tyres. Tyre Insurance protects you against the unforeseen costs of having to replace or repair the tyres on your vehicle prematurely, as a result of accidental damage, puncture or malicious damage by a third party, resulting in the sudden and unforeseen deflation of a tyre, subject to the terms, exclusions and conditions as detailed in your policy document.
Covers up to five tyres for three years. Covers the cost of replacement or repair of the four tyres on your vehicle plus the spare. Vehicles must be under seven years old, with less than 80,000 miles and the tyres must have a minimum of 2mm tread depth in order to be eligible for cover.
Pays claims up to £300 or £450 per tyre. Claims limit is dependant upon the level of cover you have chosen.
Significant Exclusions or Limitations: (Please refer to the relevant section of your policy document)

• Tyres with a minimum tread depth of less than 2mm across the full legal width of the tyre
• Unevenly worn tyres caused by defective steering geometry outside manufacturer’s recommended limits, or wheel balance; failure of a suspension component or shock absorber
• Tyres supplied or fitted by an entity other than an authorised dealer (your supplying dealer or another dealer within JCT600)
• Losses or damage to any other components of your vehicle arising from a claim
• Certain vehicles are excluded, for example, taxis, vehicles used for hire and reward, vehicles used for competition/racing, or commercial vehicles over 3.5 tonnes
• The first £10.00 of any claim is not covered

Ageas Insurance Ltd (‘the Insurer’) will provide the insurance outlined in the policy document on the condition that you have paid, or agreed to pay, the premium for the cover that you have chosen. All the terms, exclusions and conditions shown in the policy document will apply to this Insurance.

Making a claim. In the event of any loss or damage which may give rise to a claim, you must follow this procedure:

• Telephone the tyre insurance claims line on 0844 573 8060.
• Outside of normal claims office hours, where you are also unable to arrange for your supplying dealer to assess and repair/replace your tyre, you must retain the damaged tyre/s for inspection for one calendar month to allow inspection by an independent engineer. Alternatively, take photographs of the damaged tyre/s.
• For malicious damage, report the incident to the police and obtain a crime reference number
• Please take your vehicle to your supplying dealer who will complete the repairs and process the claim on your behalf.

SmartGuard Alloy Wheel Repair Insurance Policy Summary. This summary of cover is provided for ease of reference. It does not contain the full terms and conditions of the policy, which can be found in the policy document.
Who is the insurer? This insurance is underwritten by UK General on behalf of Ageas Insurance Limited.
What is SmartGuard Alloy Wheel Repair Insurance? This policy, for which you will pay a single premium, is for the period agreed at the time of purchase. Following the accidental damage of an alloy wheel fitted to your vehicle, we will arrange for a quick and effective repair to be carried out by our approved repairer using pioneering repair and refurbishment techniques.
Eligibility (see “Eligibility” on your policy document). You are eligible for this cover if at inception:

• The wheels fitted to the vehicle at the time of purchase are of the manufacturer’s original specification
• Your vehicle is less than 7 years old and has covered less than 80,000 miles
• Cover is purchased within 30 days of the vehicle purchase date What is not covered (see “What is not covered” in your
• policy document). This insurance will not cover the following:
• If your vehicle is not listed in Glass’s Guide
• The wheels are after market fitment or not of original specification for the vehicle
• Where your vehicle is used as an emergency vehicle, taxi, bus, commercial vehicle in excess of 3.5 tonnes, motorcycle, dispatch, road racing, track day participation, rallying, pace-making, speed testing or any other competitive event
• General wear and tear, corrosion, pitting, discolouration, tar staining, neglect or a defect which is not deemed as resulting from accidental damage
• Theft of your alloy wheel(s)
• Damage present on an alloy wheel prior to the commencement of the policy
• Alloy wheel(s) that are of split rim construction or twin (multi) painted finishes
• Damage caused by; driving the vehicle while the tyre is deflated or a replacement tyre being fitted to the alloy wheel
• Any act or omission which is wilful or unlawful
• Where the vehicle is located outside of the geographical limit of this policy
• On any claim where it is discovered that this policy was purchased more than 90 days following the delivery date of your vehicle
• Failure of the approved repairer to match the cosmetic finish of any other alloy wheel on the vehicle
• Making a claim (see section “How to make a claim” in the Policy Document Terms and Conditions).
• Check that the damage is covered by this policy (check ‘What you are covered for’).
• Contact the administrator Car Care Plan on 0844 573 8129 and report the damage. You may be required to provide images of the damage, as illustrated in this leaflet. Car Care Plan will appoint Revive to contact you and arrange a convenient time and place to approve the repairs.
• On approval of the claim, Revive will then complete the repairs and process the claim on your behalf.